Online Entrance and Exit Counseling

Entrance and exit counseling is required for all students who borrow a federal loan.

• Online Entrance Counseling
• Online Exit Counseling

Once your loans are in repayment, you will be mailed a monthly statement with a return envelope, or you can go paperless by enrolling in EPIC.

Repayment Plans

Repayment generally begins six months after you are no longer enrolled at least half-time. Explore which payment plan works best for you. You can change your repayment plan once a year by contacting a servicing team member or completing the appropriate form.

Payment Methods

We offer several ways to make your payments. View the payment methods to find the right option for you. Don’t forget, save 0.25% on your interest rate when you sign up for auto debit payments.

Loan Forgiveness

Loans may be forgiven if you go into certain professions or if you incur a permanent disability. Learn more here.

Deferments

Deferments let you temporarily stop payments because of an unexpected hardship or situation. Learn more about each type of deferment here.

Forbearances

Sometimes a deferment is not an option. Learn more about forbearances here.

Defaulted Loans

If you have a student loan and your payments are 270 days or more past due, you are in default. Click here for ways to resolve your defaulted loan.